CAOGA Benefits

Some of the benefits today include life cover to the age of 75 years, funeral benefit, relief of illness/compulsory retirement due to illness benefit, benevolent fund, health insurance and a loan scheme with one of the major banks.

Cadet Commissioning celebrations in the DFTC

CAOGA Assurance Group Schemes
Costs and Cover - w.e.f 01 Sep 2008

Note: Check the back of your salary slip in order to verify that you have adequate cover. If you find that there is a discrepancy - i.e. you are not paying for your wife/husband then you should contact the CAOGA office at extn 2786 soonest.

CAOGA Friendly Society Scheme

ITEM 1 - MEMBER | Subscription: €10.00 | Benefit: €19,680

ITEM 2 - SPOUSE MEMBER | Subscription: €5.00 | Benefit: €21,141

Benevolent Fund

ITEM 3 - For Serving Officers: Premium: €2.00

Members Irish Life Group Scheme

ITEM 7 - Age: 67th - 75th birthday | Premium: €55.85 |Benefit: €125,000

Spouse Members Irish Life Group Scheme

ITEM 8 - Age: up to 67th birthday | Premium: €37.00 |Benefit: €350,000

ITEM 9 - Age: 67th - 75th birthday | Premium: €43.25 |Benefit: €125,000

Example: I’m married and aged between 35 and 67 yrs. My pay slip states the following information:

CAOGA Policy 01 - €17.00 i.e. ( Item 1 + 2 + 3 above)

CAOGA Irish Life 303 - €50.00 i.e. ( Item 6 above)

CAOGA Irish Life 548 - €37.00 i.e. ( Item 8 above)

Therefore I’m paying a total of €104.00 monthly for €370,000 approx cover for both my wife and myself.

The levels of cover and subscriptions are re-negotiated every two (2) years in order to provide the appropriate levels of cover for the different categories of members. As you can see from the above our efforts are being directed towards our younger members as without them the society will not have any future.

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